They are co-owners of the property and their shares and interest over said property are equal.

@Rocky Griffin The title company I use is Titan Title & Closing Co. in Broken Arrow.  

You really have to use alternate means to find these properties and by alternate, I mean anything outside of the MLS.2) On the Kansas side, you can't hardly ever go wrong with Johnson Co.  

Appraisers, lenders and title co's are most familiar with those.

Is the investor basically trying to compete with the local property management co.'

@Samir Shahani completely agree with your point of view, thus that is why we are interested in a solid TK investment property with a solid reputable property mgnt co.

or should I include her daughter as a co signer in stead of an occupant?

has anyone heard of this process and how can a Co-borrower get a mortgage "excused" from their credit when the other is making the payments.

I am 26 and born and raised in Colorado.

Our principal rooming house services a particular subset of the student population (International Students) and my sister-in-law (who is a co-owner) lives in the house and serves as Den Mother.