Who cares flex the thinking muscles!

Care to share which platform this was to warn us?

Hard money lender with a good interest rate is somewhat of an oxymoron.

Would the seller (bank) even care where the money comes from?

Here's some California Fair Housing and Service Animals guidance.Be very careful about where you get your advice, particularly since you live in California.

Just have to be very careful.

We have certain guidelines of what meets our criteria for a STR (something like an Airbnb), and because I care more about location and the right TYPE of property, my "deal" looks different then buying at 70% of value. 

So all of the people under them are each showing 0 and the lister is showing 20.So if someone made that claim (and I cared enough to check it) I would ask them for a list of MLS numbers to verify.

Some don't care and will let you refinance immediately. 

For the purposes of this section, a tenant shall be deemed to have relinquished possession of the premises upon any of the following:(1) Execution of an order of possession in favor of the landlord.(2) If the tenant has physically vacated the premises, removal of substantially all personal property and the providing of a forwarding address or written notice stating that the tenant has vacated the premises.