My name is Unique'ka Anderson. I am from Jacksonville, Florida. I don't have any experience in this field but I've been studying about it online for about 3 years now. I've been to a few REIA meetings and I'm in the ...

I am brand new and have little or no money and I am interested in wholesaling to get started to build some cash reserves.

Welcome to BiggerPockets, @Kelly Niddrie.If you are a brand new investor, I would start at The Ultimate Beginner's Guide to Investing in Real Estate.

brand new to the community have been doing a lot of research.

I brought up the fact that our old apartment is still vacant and perhaps we could perform a walk through to see exactly what the paint and trim charge was for.

I bought a brand new 12x60 mobile home and found a spot for $35/month at Park Place and I-45.  

Pros:Fewer days on the market (aka reduce vacancy) from additional marketing time and lining up the tenant before the existing tenant has vacatedStaged homes rent better than one w/o furniture (although rare the tenant has good enough style :))Ability to perform an informal "move-out" inspection, which provides a better idea of the turnaround time before the new tenants can move-inTenants may tidy up the place a bit and get a head start on their move-out process (rare, but worth pointing out)Cons:Reduced rent --> assuming some of the above bullet points are a stretch from reality (aka staged home and tidy up the place), the clutter and style may detract tenants from wanting to move-inInconvenience to the existing tenantsCoordination of the showings requires contacting the existing tenantsI know many SFH will list the property while other tenants are in it, but you must take it on a case-by-case basis, and it's heavily dependent on the existing tenants.

I am harping on the idea of acquiring property of that sort vs buying a brand new car which is depreciable.

I know they go MLS to get best price, I have no idea if there are pitfalls or what not, new to investing but 12 years in government construction as self performing contractor.

Thus allowing me to focus more of my time and energy into investing in my brand/ building my own businesses.Obstacle: Currently I am on the hunt for an experienced FHA lender who accepts credit scores between 600-620 (due to having less than 2 years of established credit history and 2 accounts in collections, one is completely paid off but remains on report, the other is from school and is only $991) To build my credit I have 2 credit cards, I only utilize 10% monthly and pay in full & on time.