This obviously leaves me, my mom, and my boyfriend in the red.

The first red flag was on the day of arrival when they sent us check-in instructions that included 15 steps, nearly 20 pictures to help navigate the building, and several warnings not to speak to any of the staff in the building or we would be fined $500.

Of course this is in the red-hot Phoenix market so myself as the owner is in a position of strength right now.

No red flags there. 

My guess is the reasons above (time, cost), but there could be disclosure items that would raise red flags.

A lot less red tape than the traditional lenders.

Lawyers Title on Red Bank Road in Cincinnati.  

Owning an investment house with a good property manager is not hard work on the owner's behalf.The market to sell is red hot, most properties are reviewing multiple offers in the first few days, sometimes hours, and often selling for way over the asking price.

I don't have the bold personality to do those "no money down" deals, because they borrowed all the money they needed from family and friends.~  If you have a retirement account, take advantage of the CARES Act that allows you to take out up to $100K penalty-free.

Wouldering if would be a red flag?