Don't be afraid to ask questions, the seller shouldn't be hiding anything from you.Shameless plug: I'm interested in finding flips or holds in good markets.  

Don't be afraid to say hello I love meeting new people, new people bring new opportunities. 

Don't be afraid to call owners with the intent of establishing a rapport.

Also for that much down I think you can get into a lot more markets if you aren't afraid of distance and management.  

Also afraid gray walls and carpeting will be dreary.thank you for your ideas/thoughts on these 2 issues!

Don't be afraid to advocate for yourself.

Investing is an excellent vehicle for achieving financial independence and security.There are a ton of members from SD on this site, so don't be afraid to reach out.You're more than welcome to PM me at any time with questions.Best of luck!

Just make something you like in your mind instead of being afraid.  

License will only hold you to a higher standard if you are doing illegal activities...if everything you do is LEGAL you have nothing to be afraid of...I got my license and the tools I use because of that are awesome.

@Michael Borger this is an interesting idea, but am afraid that my in-laws won't want to deal with something "non-conventional".