I agree, @Tom Gimer.Back in the days when I’d speak at western R.E. conferences and clubs, it was fun to help California based investors walk through an estate issue.However, it did not “translate” well at the national level.

New Western

Curveball but was also thinking of other mid-western states since they seem to be getting a lot of new people moving in. 

If you want a great contact out in the western suburbs, Od definitely connect with @John Warren

Tuition would plummet, worthless degrees would cease to exist (because no sane lender is giving an 18 year old $100K to study "fashion design" if that student can declare bankruptcy), colleges would eliminate the focus on "experience" classes would be harder, tens or hundreds of thousands of administrative positions at colleges would be eliminated, and ROI would be carefully considered by students, parents, lenders, and colleges. 

Im looking at building properties in eastern Idaho or western Wyoming targeting the lower income and workforce housing markets with new, affordable (little a) apartment options.

I just had someone send me a triplex where I live in Western NC.

How does the quality compare to the old fashioned tiled back splash? 

And they dehumanize it in same fashion.

I'm analyzing opportunities but am realizing that without realistic expenses, I may not be getting realistic cash flow projections.Below are some of my variables:Type: HouseBedrooms: 3 or 4Location: Broken Bow, Smokies, High Country, Western North Carolina.My assumptions:Supplies: 150/moElectricity: 150/moGas/Propane: 0/mo (all appliances usually run on electricity in mountain markets)Water/Sewer: 25/moInternet: 125/moPest Control: 50/moHOA: 0mpProperty Taxes: 75/moInsurance: 100 home owners insurance + 100 short term rental insurance = 200/moCleaning: 1,300/moPMI (10% down): 150/mo