Looking at redfin history the prices have been going up rapidly 10-15%+ a year as well as rents up 50% from a few years ago.

I would have the HELOC as well as mortgage to pay.

I was not at the presentation so this is second hand information but both women say the sales rep said this.

Yesterday I attended a meeting of Connecticut Real Estate Investor Association and it felt like it was primarily occupied by people who knew little about real estate and wanted to be spoonfed information by an expensive coaches?

I think a team of good investors and a good contractor would be unstoppable in this business.

I had not phrased my questions well it seems.

Updates For 2024 and Beyondhttps://www.biggerpockets.com/blog/what-is-coming-in-2024-fo...Now, we will go over what’s next in DSCR loans—an overview of what innovations or additions to the DSCR loan product lineup may come in 2024, as well as the next evolution of this revolutionary loan product.Medium-Term RentalsOne of the biggest developments in real estate investing in 2023 has been the rise of medium-term rentals.

Sometimes it will seem great, but then it gets it horribly wrong with confidence.While most exchanges are relatively vanilla, using an experienced QI and tax advisors in the process is well worth the avoidance of blowing up a 1031. 

I wouldn't say "cut costs" necessarily, but what we've found works really well is setting our prices for each job our contractors do.

:P There isn't anywhere near enough information in the original post to provide specific advice so I asked the poster to reach out.  10,000 foot overview the best advice would be to speak with a knowledgeable INDEPENDENT insurance agent and be as forthright as possible with your situation.