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conventional investment loan How did you add value to the deal?

here is the situation. i left a really good paying job to take care of my 81 year old parents because my dad is chronically ill and my mom is almost there. i wont go into too much detail, but my sis doesnt help them. ill leave it at that. we have a person who comes twice a week to help with cleaning and other household tasks. i carry the bulk of the weight cooking their meals, running errands, grocery shopping, picking up meds, and taking them to dr appointments. its a full time job. i get a small salary of $1000 a month from a care giver sub contractor for the VA. ive been paying my bills with what savings ive had, but only have a few months of funds left. i own a duplex. i have over 200k in equity. i live in texas and texas has weird laws about refi and heloc/heloans when the property is 4 units or less and owner occupied. i would rather not sell, but if thats my only option i will have to at some point.does anyone have any advice or possibly be able to point me to lenders who might be able to work with my situation?

I grew up with a realtor for a mother, but she’s not too well informed on new construction.

As an asset, it will keep going up, but with your rate versus the current rates, refinancing isn't an option so you could only use a HELOC.Based only on what I read, I would hold onto it because it's a good asset in a high-appreciation market.

Eventually called up my bank to stop this fraudster named Kai and ask for refund, but the bank can only credit the most recent charge per their policy.

When I had a duplex I just put up a second box with a "B" on it by the entry to the second unit.

Growing up, my mother and I were renters, and I vividly recall the gratitude we felt when a landlord took a chance on us, despite my mother's imperfect credit history.

I'm under the impression that its ran similar to single family homes and like cap rates for the large multifamily.

Quote from @Chris Seveney: @Joel BarjonThe servicer of the loan should send this to you.