A buddy does it she says, use auto deduct, have parents guarantee keep them out of the basement.

But, I just got an email from my home/auto insurance agent that they won't add a 12-unit to a personal umbrella policy.  

I saw the following auction methods(Bid Down / Proxy Bidding / Ties Allowed - Random Selection / No Deposit / Auto Approval)Not sure which one is the best.

If this happens you may NOT get keys at that time and will have to wait until the loan funds and the Closing Attorney receives the funds.What to check the day before closing16Call the closing agent to confirm the date and location of the closing17Request a preliminary or final closing statement if there is one18Review closing figures for any mistakes19Confirm insurance, deeds, trust deeds, and mortgage documents are correct20You should do a “Final Walk Through” of the property you are purchasing within 24 hours before closing to confirm the property is in the same condition that it was in when you agreed to purchase the property and that all inspection required repairs have been completed.After ClosingAfter Closing21Check property insurance (check policy documents, billing and auto-pay22Confirm addition to Umbrella policy insurance23Check on Title Registration, Taxes, Insurance and Home Warranty - 30 days after closing24If leasing, then set up a "Landlord" account which defaults to you to avoid hooking up utilities fees between tenantsIf you are taking over one with tenants:WITH TENANTS#PhaseTaskFinish ByAssigned ToCompleted?

Here is the situation:I currently own no (money making) assets, and the only debt I have is a 15yr mortgage (balance of 110k) and a 5yr auto loan (12k balance).

They are switching to an online version that will auto deposit my checks and allow me to watch each property closer.

The Dept. of Justice says rebates are allowed in Arizona and 39 other states. https://www.justice.gov/atr/competition-and-real-estate-state-7 But the Dept. of Justice website calculation on Realtor Rebate Savings is very weak as you can do a lot better  https://www.justice.gov/atr/consumers-save-thousands-commissions Also, depending on the loan and type of property you're purchasing, Buyer Agent Rebates can:pay for Interest Rate Reduction pay for rental car for buyers while in FLpay for plane tickets to FL to shop pay to eliminate PMI pay to buy out remainder of leasepay towards down paymentpay for the 1st full year of home ins. pay for taxes and ins. escrowspay for a Home Warrantypay for home repairspay off credit card debt, auto loans, etc.pay off collections and judgmentspay for new furniturepay for all new appliancespay for home remodeling and additionspay to have home painted pay for weekly pool maintenance pay for credit repair pay for landscapingpay for monthly lawn carepay for new A/C system...........and pay portion to prior agent for their efforts

Maybe online payment or ---HEY -- auto-payment would help??  

Denver street / grafitti / mural artist or community group to paint the side of my building (great exposure for their work, 50,000 cars/day)2. electrostatic painter or auto body worker who wants to moonlight and restore my metal cabinets lowrider style (think glossy turquoise or black with pin strips)

So yes, there are fees, but there's also discounts for auto insurance, etc.