Utilizing this strategy with FHA or Conventional loan products.Although sometimes the 4 units can be hard to find sometimes you can compromise and find maybe a 2 unit or 3 unit with 4 units.

I have a hearing next Friday, and I’m unsure how to handle this situation.

Early in my career, this really bit me in the tush and I am seeing many investors walking right into the same trap.

Curious whether you have solved this yet?

Start with BiggerPockets Ultimate Beginners Guide (free).

I'm doing this for the first time on my own after a divorce, so I'm aiming for efficiency, affordability, while also being able to find tenants I feel good about being such close neighbors with.thanks in advance! 

For example:Task              Estimate       % Certain       Low Estimate       High EstimateDemo            $1,000           80%               $800                    $1,200Roof             $8,000            90%               $7,200                 $8,800Construction $8,000         80%               $6,400                 $9,600Misc              $4,000            90%               $3,600                 $4,400--------------------------------------------------------------------------------------------TOTAL           $21,000                               $18,000               $24,000For me this is useful to determine a good deal because if the high estimate is still good I know that even if everything goes poorly it will still be ok.

My guide is asking this question..."

Yes, California realtors who have access to CAR Forms have access to Seller Financing forms.

This market calls for patience and perhaps a little extra negotiation savvy, but for those who lean in, it’s packed with potential.Sellers, hang tight!