The bank's staff will stay in touch with you through out the life of the loan but at the end of the day if your occupancy changes for various reasons nothing will happen to the loan as long as the payments are made.

Bob has declined further and his dementia has changed his behavior and he has yelled at people, and even has hit staff and refused to take his medicine.  

@Tom LaffertyIt sounds like you have been speaking with the processing or marketing staff of custodial (trust) companies, and not with qualified advisors.  

Whether paid or not I am still liable for malpractice and I have to pay my staff.

When his clients come into his office his staff reflects on his professionalism, I suggest you keep tha in mind.

There is a fine line here in that non-licensed people can handle staff positions in the office if the office has someone who is licensed handling the regulated activities.Confirm and applies to OH.

Sometimes I forget how easy the internet has made communications worldwide.

An ADU is staff-level approval so there was no requirement to present to the commission.

If it's a larger organization, feel free to inquire about their different staff qualifications.2.

@Saajan Bhakta although they are employees and receive a wage like certain staff employees they are not treated the same for tax.