Then those lacking a fundamental education in financial metrics, like risk yield premiums, end up buying the riskiest assets possible and convincing themselves that they are safer because of that high yield.

Also it’s worth paying a bit of premium to those good hard working reliable ones.

@Jason BottThank you for your response. where can one get such policy and does it have substantially higher premium than the regular home owners policy?

Contract labor will be in high demand, so you you’ll pay a premium and not even have surety of services.- Second issue you’ll run into is availability of materials, so account for extra time for stocks to be replenished. - Depending on power grid integrity, you may also need generators to provide electricity. - inspector availability will also be less convenient Ultimately, just factor in significant delays and higher cost into your renovation budget and debt servicing assumptions.

You can pick up a $1M umbrella for $300-$400 a year in premium - well worth it.

(You can also fall way the heck out of that sweet spot in the other direction for the mega jumbo loans...)You also see this with landlord insurance premiums.

As @Jay Helms mentioned you will have no deferred maintenance and new warrantees so operating costs will be lower than older properties but you could be paying a premium depending on the area.

I just rented one of my rooms in Denver, not in a premium location such as Capitol Hill, but in my opinion, the best sources for rental leads by demand are 1) Facebook marketplace - with good pictures, you will get overwhelmed with interest and you can hit up certain groups such as Denver Housing and Sub-Letting Group and the general Facebook Marketplace. 

FHA is usually a higher rate and upfront mortgage insurance premium, which needs to be refinanced off later requirement more closing costs when you do your second duplex house hack.Is it because the one year requirement to live in the duplex? 

As long as we aren’t talking home builder money then I’ll pay that premium (just like I’ll pay 10% interest only rather than 8.5% interest only)... some people don’t agree with that but you can even make that sales pitch to investors...