I am looking for 4 unit properties with value add opportunities through repairs.

Holly New Jersey and a new town means new opportunities and beginnings!

My question is: is this a good opportunity to approach the seller about subject to?

Or, use "opportunity cost" concept.

If you do not have an FHA loan and you intend to make the new purchase your primary residence for a while you can still get an FHA loan.

You are better off sticking with the opportunities that are going to start flowing in Houston, especially since you are local. 

Granted, these are more volatile than the money market or savings account which @Joseph M. noted above, but at least have the opportunity to make a little money while you wait.

Currently I have:$23k = rollover IRA$13.5k = Roth IRA*If it's of any importance, I'm unmarried, renting, no kids, and under-employed right now looking for an opportunity that matches my  normal salary range of $60-70k.

Hi Everyone,I have passed CT real estate exam couple of months ago and looking for a broker to hang my licences with.I know this might not be a new topic in the forum, my situation is a little unique.I have a full time job which I intend to keep for the time being.

@Sam MillerIf you are and intend to be self-employed with no full time employees, then the Solo 401(k) will be by far the better option.