Charleston is such a great market.

Considering their LTV is at market or debatably below market (depending on the asset), if the interest rate or loan terms aren't advantageous, I'd also suggest getting quotes from other lenders.Since you are located in upstate NY, I'd look for local banks.

Were you getting others offers when it was market, and how long has It been on market?

My thought is I buy a multi-fam (off market preferably) and house hack for 2 years then move south.

Many of the most successful (read as: founders that are worth well into the 9 figures, have survived multiple market cycles, etc) syndicators I know started by working in real estate for other companies.  

Or a general rough number for interior painting.I fully understand every market will be different.

Being a forward-thinking investor allows your portfolio to be more resilient in times of economic downturns or market fluctuations.

Option 1: Keep the home and rent it and cash flow about $2,000 per month while it appreciates.Option 2: Sell the home and cash out.Option 3: 1031 exchange the home into 4-6 units in Knoxville which would be about the same value.More info: Riverside as you all know is a great appreciating market but not landlord-friendly being in CA. 

Once you find a house that you believe would be a good rental, meaning desirable to your target market of customers (people within a couple of mile radius of the place), and all of the costs of monthly ownership that you can accurately project fall below the rental amounts that you project that you can get from your target customers, then you have a possible business asset that you can use to produce income, and have renters pay down the mortgage, while hopefully it goes up in value at least with the rest of the economy. 

@Jenna MeditzThere are MANY new options on the market, RentRedi, TenantCloud, Apartments.com, Hemlane, Rentec.