Thank you @Anna Buffkin and @Brian GarrettI want to take advantage of the low fixed interest and 30 year term so I'm trying to avoid going commercial until I've surpassed 10 loans.

Little background on our location, we located in central Maine, not a hot market by any means but fixer upper properties are priced very low.

Another option is cement, which can look amazing and is very low cost.

Hello and my question is,If my income was low , but I had access to funding.would I be able to put money in to a business I start up for my rental properties and claim it as business income or means of paying the mortgage in order to get approved  for a loan or to refinance a property if i take the hard money lenders way of getting a house? 

Most require at least 20-25%.Your Vacancy is pretty low at 2%.

I have one friend I could approach about either partnering with me or making a hard money loan who might be able to make up the difference until I can mortgage it, but I also don't want to waste his time either and as I mentioned, I have low confidence in myself for this type of deal. 

I could always be wrong, but I'm reasonably certain it's not part of Section 8 (low income) or Section 202 (elderly). 

So many people were vacating Cleveland proper, especially the low lying areas.

@Aarron Light  Super interesting.I've always wondered about moving a home from a low cost of living area, where you can essentially purchase it for free or next to free and relocating it, within reason, to a higher cost of living area, set it and be well ahead.I was going a little extreme and wanted to relocate homes from Ohio/Michigan over to Ontario but couldn't seem to get any traction on import regs. 

I am asking from a landlord perspective for damages exceeding the amount of collected security deposit where there is a low likelihood of collection directly from the tenant through a judgement.