My current APR is 7.15% I'm pushing towards the HELOC because lower cost on closing costs and refi interest rates are the same as my current loan right now. 

Which leads to my second question if I cannot get the HELOC I am considering a DSCR loan, but curious if I could do a house hack with a DSCR loan? 

Matt, first thing to make sure is that when you are using a HELOC it is for a short-term loan.

However, getting loans under LLC is very hard in PA. 

This type of loan doesn't require any income to qualify you for a loan.

I've seen loan officers positions, property evaluators, assistant property management and others as examples.

Quote from @Cora Gilmore: Quote from @Russell Brazil: Quote from @Chris Seveney: @Russell BrazilWow but I am glad states are finally doing thisHopefully it weeds out 90% of the wholesalers who are really just peddlers I'm hoping at the very least it lightens the load on my email inbox.

Current lender is Chase and they do not offer HELOCs.No real interest in Home Equity Loans as they are not as flexible as a line of credit.Looking forward to the convo!

I met a new investor, with contracting experience, at a local real estate meet up and he is interested in doing a flip using a hard money loan, renting the property out to his girlfriend, then using a FHA loan to buy it so he can live in it.

it's crazy to tie up a million cash to build a duplex. you can leverage that and build so much more units. ohio is one of the cheapest markets in the country to build and I'd pass on this deal if it's a million which I'm assuming it is of cash, with that amount of money you could be the majority partner in a 50+ unit deal with non recourse debt on a HUD 221d4 loan and have more than 50% equity. super low risk, urban core, non suburban deal in Columbus Ohio.