It's costly, takes time, requires a specific process to be followed to the letter, and it's not for the faint of heart.

I used to do these all the time with my commercial bank not sure why you think a commercial bank won't touch it.. 

Time is running out Wife and 3 Children LIVE in the home and want to CONTINUE to live in the home as the Children are entering or in High School(a painful time to have to move or relocate for all) - YES lots of emotions all around involved.

I told them this: My expertise is in real estate and I want to spend my time there.

The same type of property usage needs to be maintained to qualify for the 1031 exchange.Also, be aware of the time limits involved in a 1031 exchange.

"I've been looking at some incredible real estate deals.

I believe the insurance is for issues that are NOT known at the time of sale.

What strategies have you found effective for breaking through those tough times and regaining momentum?

My partner was familiar with the Tucson Arizona from going to college and spending time in Tucson.

Sure you can look at comps and try to learn but virtually wholesaling out the gate with no knowledge is a time waster.