Nice job, thanks for sharing!

Another idea besides DSCR which is the obvious best overview option for you ( though will be more expensive then traditional financing ) is partnering up with someone with a solid W2 job who can get financing. 

@Tina Wang As you now know, there are companies out there that have checkbook control plans and also do a good job with educating the client on prohibited transactions and disqualified persons.

Figure out the improvement and land value of your property. 

With the Duplex now, my understanding is I file as though the rental half is a separate property and cut all expenses in half as a write off to my rental income (property tax, insurance, maintenance, improvements, etc...nothing was done specifically to either unit it was full home external work like garage and railing repairs, painting) as well as depreciating the half of the duplex that is a rental after calculating basis.It all seems very straightforward to me but I know I'd be naive not to have a second set of eyes with a professional given my lack of experience.

I wont let a good deal slip through my fingers, but i've found my niche and i'd rather focus on those than tying up capital to do other jobs that don't excite me as much. 

Btw, I don't add any value to the land (i.e) improvements, or anything similar.

And not just that, lets say we pass 2023/2024 with lot of foreclosure that we expected.Lets say we move forward to 2033, Fed rate at 2033 lets say 4%, cap rate for apartment 3% (after going down from cap 6% in 2024), we would hit the same issue again and by that time, most of today's GP would move to different job or industry anyway, or retired.

Property owners should consider the positive impact that granite countertops can have on their rental properties, ultimately leading to higher tenant satisfaction, improved property value, and a competitive edge in the rental market.

You'll save money and likely do a better job than any company would anyways.