For all you seasoned and experienced investors who have bought and held SFR properties for a number years:I'm trying to see if I'm on the right track for estimating long-term expenses for SFR.Background: Purchased first SFR last year, ~2,000 sq ft, built ~1985 in our local small East Texas town (slow appreciation) in a pretty nice neighborhood.

I realize this may be a scenario where a property manager is in my best interest but wanted to explore the possibilities first.

I'll be in town from Saturday to Monday

Somehow, i got a call last week from the husband saying he is out the town will be back next day to pay rent .

The town has no rent control.  

I've watched certain parts of the town evolve, and seen other parts stay stagnant.

It could be that the town itself is becoming too populated.

. - Credit scores 720 & 740 -  Have 20% - 25% money down payment for properties valued at $100k - $150k - Have  6 month reserves - Good steady incoming both with 8-5 jobs We are exploring Visio Lending , one reason our debt to income ratio is too high for convential lender & not enough home equity. 

I can't afford to LIVE in this town. 

I live in a small but growing Southern New Hampshire town and have been negotiating with the owner on the purchase of this 3 unit building.