Then i'd contact your local housing authority, code enforcement, or city inspector to make sure you aren't subject to registering your property.

The authority on discriminatory policy screens people out who smoke.

The Home Depot (big box hardware)Lowe's (big box hardware)Ace Hardware (middle market hardware)Plumbing Supply.com (hard to find plumbing stuff including short risers for clawfoot tubs in bathrooms with low ceilings) Murdoch's (tools & clothes)Tractor Supply Company (tools)MFS Supply (REI Stuff - really like these folks)Amazon (just about everything)Xero (Accounting Software)Ring Central (phone system)Wix (web hosting)First Bank (banking)Wells Fargo (banking - not lending)REI Guard (insurance)Allstate (insurance)With relation to dumping and cars and such - I have an old used Ford Super Duty.

Thanks all.I called the housing authority (My tenants are section 8) and asked them if there will be any change in rent in case I take down the back porches, they said there will NOT be.the 6K was actually 4K$ tear down + 2K$ handling roof and sealing doors and such.This makes me lean more towards taking them down.

Waiting too long would disqualify the live-in option and that's the most attractive to me right now.I currently work as a web developer and love being active with side-projects in my spare time.

Thanks to all for reading my post and I am sure that I am going to lear a lot from this forums and web page.

To the others mentioning credit cards, he cannot apply under 18 yrs old (in the US) without a 'co-signer' (adding onto authorized user).

Last thing you want to get involved in is some sort of a dispute where the other person decides to claim the lien wasn't authorized...or that their business agreement didn't allow for the other person to put a lien on the property.

.$6.5M umbrella insurance sounds excessive and it's going to cost $3K per year. 

I have few Section 8 tenants, and the money goes in the account on the first of the month (paid by the Housing Authority).