I am a member of and have joined several professional networking clubs during my lifetime and really saw this opportunity as no different than what other organizational clubs offer in terms of membership and non affiliate opportunities to enhance your craft.

Sometimes peace of mind is what's important.

The only benefit I can see is that it may reduce vacancy rate (which is very low) and I will have peace of mind knowing that the yard is being maintained.

I'm hoping that someone can give me some peace of mind.

Nicholas-Yes, notable work, nice to see a dedicated staffing to define and place a strategic plan to eliminate blight in neighborhoods, while in parallel attempting to enhance them through this service.  

They may ask for 20% down, but that not too much of a difference for the peace of mind of not having to refinance.  

Sole proprietorship (with enhance liability insurance) or LLC.If you and your spouse are running the business together, is this a partnership?

If you know other investors who have used the lender, or if the lender is local and you can meet them in person, it might offer more peace of mind... although there are many ethical lenders on BP, and there is nothing wrong with using lenders outside your local area.

Because...Since it's a 3D model, you could also enhance it.

The difference in interest rates between a refi and some sort or second mortgage is usually small enough for the peace of mind I gain.Minor: While I'm quite happy with debt, and have used it liberally, I also like feeling the accomplishment of paying things down.