I know the price of a home is dependent on the location but from watching some of the TV programs a typical 3/2 1500 sqft cost roughly $400k.

Has anyone used Sean Terry's wholesaling Hud Homes program & were you successful?

I agree with John, you should be good if its been 2 years since your discharge.I know people in a similar situation and some lenders have created programs to help finance people who went through bankruptcy only 6 months ago.

I picked up many properties that were thin to use in non-profit, low/moderate housing programs, they carried themselves, not much cash flow but that wasn't the mission, providing housing was the mission.

The 3% equity puts the loan at 97K, costs may be included depending on the program.

ALSO looking for that program to allow me to draw a diagram of the outside of the house.

Only certain lenders participate in the Homepath program.

There are programs available to utilize only the most recent tax return year such as 2013 only to qualify upon.

There are programs out there designed for landlords to refi with.

The wealthy have created rules through work visa programs.