I plan to continue to work with the HVAC company that installed the unit. 

I believe that home rates ill continue to go up for how long unsure. 

Your house will pay for your car and the continue to pay you after your car has been paid off.

Or should I continue my current thought process?

I would say at the beginning play it safe-walk before you run etc.

Continue waht you're doing minus paying for "Guru" classes.

I would buy close to the ferry, and only pick a building that is cash flowing at least enough to cover expenses.Oh, and I might have found a 'deal" in San Francisco, but it's a single-family home which would require me to Airbnb out two rooms continually to help with mortgage.

My wife and I are also missionaries and preparing to do missions but need cash flow for continuing missions.

I would still visit the property 2-3 times a year as my alma mater plays this team once a year and it's not THAT far.

Few people could get mortgages, and home prices continued to fall.