$350 later I had a design for beams to support the ceiling. 

Last tidbit of advice:  In my experience, small banks love to use the county's assessed value as their price ceiling for a property.  

In general a bedroom must have a door of its own (not be a walkthru to another room) have a closet and a secondary means of egress (window usually will suffice) ceiling height and square footage of room also come into question but can vary by age of home and other local rules, ect. 

You can use the current rate or the go up to the margin for the next adjustment or, some even use the ceiling rate depending on the loan, it's an overlay. :)   

We call these 'town homes' and they have additional structural requirements in our area over a simple duplex, such as a fire wall through the attic to the ceiling.

The realtor conveniently forgot to take pictures of the bedroom that had the ceiling caving in from the soaked drywall.

Particularly, I think the premium markets might get some temporary price ceilings inserted at the price levels the developments are selling for.

As long as you have a business you can apply with certain income ceilings in the 2million range I believe.  

The only thing they have over us is a partly finished basement with drop ceilings. 

HVAC replacement turns into a full duct tear-out inside walls, floors and ceilings, including lots of sheetrock and concrete repairs.