The property is part of a large condominium and is located on the backside of the building (i.e., it does not have an ocean view).

Then, talk with a local builder on options of build.

We're also building and integrated AI chat bot. 

An experienced local investor with "skin in the game" would be someone I would more easily trust to define what works needs to be done.

Sam Zell was one of the pioneers of the REIT (Real Estate Investment Trust) and a billionaire real estate investor.

Of course these events can happen in A++ buildings and cities, but to me it seems more prevalent in cities like Springfield.- Very low appreciation unless there is a large market shift -- major new employer, city takes many housing units offline via eminent domain, a college greatly expands without additional housing, etc.The list goes on.

Quote from @Justin Fox: You can make ~$200/month for every $43,636.36 - $55,813.95 in a HYSA right now.Or make $375/month with $50,000 at 9% in a first trust deed with a conservative LTV.  

But what have HUD policies got to do with foreclosure law.EXAMPLE 1SUBJECT TO MORTGAGE RECOVERY ADVANCE FROM XXX AND XXX, WIFE AND HUSBAND TO UNITED STATES OF AMERICA, ACTING THROUGH THE RURAL HOUSING SERVICEEXAMPLE 2SUBJECT TO PARTIAL CLAIM DEED OF TRUST FROM XXX TO THE SECRETARY OF HOUSING AND URBAN DEVELOPMENT

Again, you're building an image, it shows you care and your quick to act while allowing you to learn more about them. 

Trust me, leverage is a game-changer that can speed up your path to wealth.The down payment is the most important part of getting a loan.