If you're trying to utilize the extra equity, I'd recommend shopping some more to see what other brokers/lenders can offer you; both at 70% LTV (to compare apples to apples) and 75% LTV.

Tony Robbins and coaches who "made it" didn't get there by giving you apple cider and krumpet, they got there by calling you all out on your BS.

However, bad apples exist in all business.

@Whitney Bowling based on your other thread of your deals and your investing strategy I would say comparing what you’re doing investing wise and what a large (and I’m assuming well financed) developer is doing is comparing apples to oranges.

I would much rather trust in an innovative company Apple than eXp.

Within the past few years Apple, Google (both those to the west des moines area) plus Facebook and now Amazon (to the east of Des Moines) have put down HUGE roots.

Though I am a real estate agent I do understand that renting has its purpose.....If you’re throwing $1000 down the drain on rent or $1000 down the drain in interest...it’s apples to apples (especially if you can’t itemize).

When Apple updated to a recent iOS 6, some users had problems connecting some WPA2 wi-fi networks.

But it’s like going to the store and looking at the apple with a brown spot when all the other apples are Bright red and fresh

It's even harder for a contractor to compete than a realtor because of the apples to oranges dynamic.