We are returning to a more normal market.You can go back and look at the records for 100+ years and you will find that real estate is cyclical.

A more C neighborhood or affordable area (maybe rural midwest etc) you are more likely to meet 2% but certainly it can be done.

So I always urge people to start with the end in mind and take a more passive approach.Do the math here… you with 300 dollars per property (2 months of work to buy a turnkey rental) you are going to need 20-40 of these to replace your income.

But I feel like there has to be a more accurate way to go about this?

Love the idea @Josh Barnett have you thought about doing this in a more centralized area like Seminole Heights or parts of St Pete etc.

Like if you're analyzing a ton of properties to find ones that are "maybe's" and then run a more detailed analysis on those?

You want to work with a more investor friendly Realtor.  

In my market, rents are higher in the summer because it is just a more popular time to move (better weather and the kids are out of school). 

I am trying a more casual approach with a conversational tone.

FHA financing will likely be a more expensive loan when you take the mortgage insurance into account.