With 100s of tenants in the program, we are now switching to their making rents payments online or at a couple of banks around atlanta just to keep us from physically chasing down rents every month.

Hey Richard, keep me posted on where and what you're doing, unless of course you're selling some course/coaching program in which case ignore my email.

This type of deal the financing flows from an exempt seller to the end buyer with me as a guarantor stepping in upon default.It's basically how I set up my loan guarantee program for servicing installment transactions.

Quite often Coldwell Banker has training programs and pay for the classes for you to pass the test, and then provide on the job training.

For conventional financing lenders do not look at the DCR, Cap Rate or Cash on Cash Return they look at a borrowers overall debt to income ratio using the borrowers personal income W2 or self employment and sometimes the rental property income depending on the program and borrowers landlord experience less the borrowers primary mortgage PITI and other monthly liabilities.

I have been to a couple of local networking events recently, including Black Diamond and BAREIA - great turnouts and programs at both!

As for those folks who want to learn 'the secrets' of wholesaling, I steer them toward local mentors and education programs.  

Which is a pet peeve of mine, since I am sure there are qualified non profit housing companies set up by scammers just to benefit from government programs, no property taxes in many States, and other advantages such priority status in HUD bidding.

We did received a discount but do not remember the details.This is a very good program and after 5 months working with it we are happy we made the leap to it.

The bottom line is I'm looking for a program that was built specifically for real estate investors.