I can not fathom how you were not informed that this was a DSCR loan and you should absolutely inquire about the specifics such as whether your are IO or not and the pre payment penalty. 8.4% is high in todays rate environment, even for DSCR.  

It provided us with valuable insights into STRs as we considered whether this was a real estate investment strategy we wanted to pursue.

hey squad - Curious if anyone knows why I keep getting messages like this on Airbnb.

Given your situation, you should consider and explore house hacking options heavily.

I love this question.

Im struggling to understand why they wont give general information.

The fact that you asked this question indicates you would likely be better off with a turnkey investment. 

One route is to explore refinancing these properties into your name with a cash-out refinance, which would allow you to access some of the equity while officially transferring the deeds.

@Mike Urena this is a tricky one.

the first property I purchased was in Cleveland back in 2005 a single family that I purchased for  22k cash and i rehabbed it after work and on weekends this property was in the hood I put 12k in it put a tenant in and sold it for 79k to investor who an real estate agent referred me.