Sounds like a huge win to me to get the 30+ day booking. 

The question is how do I pose it to them without sounding like "you're a slumlord and I don't want you bringing crime to my neighborhood" (for the record, there was SWAT intervention for heroine 2 weeks ago at 5 Am)...and this is in a relatively quiet, small town suburb of Pittsburgh!

Sounds exciting right? 

This sounds right up my alley!

I have researched some of the banks the threads recommend; BECU, Sound Credit Union, FirstTech, and a couple of other bigger ones but would like to see what a local bank would offer.

After reading all of the complaints on BBB; it seems like CI is selling complete BS.  

It sounds good that you can just refinance before that point, but that s alot of assumptions that you are making early on.

Why would anyone pour their time, energy, and wisdom into a complete stranger?

Hello, I'm mostly writing to confirm my suspicions as the regulations are a little unclear/I'd appreciate a second set of eyes to make sure I'm not completely off-base.

Not only were the phone numbers, addresses, and email addresses better, I was getting a much more complete data set showing me DECEASED indicators and ages as well as the names and associates of relatives I could contact.