Actually Orlando got hurt worse in Charley than Fort Myers and I have colleagues in Orlando are still without power now (but they do have phone service so I can mock them).But there's two other fundamental dynamics that might bear some consideration.  

Couple of ways to improve the accuracy of your numbers:Consider adding vacancy as a % (typically 5-10%) because it's impossible to keep all unit 100% rentedNeed to add CapEx for your future big costs (roof, HVAC, etc)Considering adding a reserve for any other unexpected expenses.Keep up the good work!

My Chicago based company offers some management services.  

Honestly paying for a skip trace service & getting a good motivated seller list is your best option

There are tons of companies offering data append and skip trace services.

All I can say is make sure you have plenty of cash reserves just in case your tenants do not pay or there is a catastrophic repair that will be needed.

@Renard Miller I have seen cases where a landlord either didn't collect them or traded services for the deposit.

(Due to circumstance - more so than some freedom walkout retirement announcement)When applying for a commercial loan - I've read that the loan is based mostly on the property's income to loan servicing amount.What impact will not having a W2 have in this process?

Ideally you get one person who does everything but sometimes that is not practical or realistic so you figure out what is best weighing cost and providing quality service to your community. 

Although they were credible they would take you through success stories and tutorials of previous students who had scored big from using their services.