@Brandon Gall, it sounds like you work a seasonal job and still may qualify for a conventional loan.

Do you already own your primary residence?

@Robert MendenhallI am life long resident and 2nd generation investor in Cincinnati.

It will be my primary residence for the next couple of years but will eventually turn into a rental (House hacking if I can buy a multi-family unit). 

Investment Info:Single-family residence buy & hold investment in Richmond Hill.

Hi, I am a Canadian Citizen and my girlfriend is a US permanent resident.

One of them told me that if I close the loan directly into an LLC (which he confirmed they can do), then it won't affect my personal DTI ratio when I'm looking to qualify for future loans, specifically my next primary/house hack that I plan to buy at the end of next summer. 

Let the one who is paying 2k know that they got the place assuming they qualify and collect the move in funds on Monday. 

Your local PHA may also have resources to help match landlords with eligible tenants.The PHA must approve the lease agreement, ensuring it complies with Section 8 rules and rent limits.Pros:Guaranteed Rent Payments (sometimes even 100% based on certain tenant criteria)High demand for Section 8 rentals, which can reduce vacancy periods.Many Section 8 tenants prefer to stay long-term, reducing turnover rates.Cons:Properties must meet and maintain HUD's health and safety standards, which can involve additional maintenance and inspection requirements.The PHA limits how much rent you can charge, which may be lower than the market rate in some areas.Tenants must qualify for Section 8 based on income level and other factors, which may limit the pool of potential renters.Dealing with government agencies can sometimes be time-consuming and bureaucratic.In summary, converting your home into a Section 8 rental can be a good strategy for attracting and maintaining long-term tenants due to the stability and reliability of government-backed rent payments.

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