With closing costs, for us to move into this house it will cost 75k, which is a substantial amount of our nest egg, as well as it seems very counter productive from a real estate investor view.

No use in looking at a $2M facade makeover if the project only supports $1.5M.Understand there are product shortages right now...if you cannot get the Moen Commercial faucets the Architect speced at $X installed can you get Koheler faucets at $X (x) 3 installed.

Sometimes you’ll get lucky and they will give you a tour of the property- this lets you see their work product first hand.

This lets you know when the COI was actually produced. 

They make great product now that can handle water without warping.

Their product that was built, designed with the end buyer being the homeowner, will have nicer fixtures, and amenities thus making landlords that have mid-grade homes compete for a lower pool of residents.

There isn't an "IRA-like" product that would let you do that.. 

To my knowledge, I don't know of a loan product that is low money down like FHA for new builds.

Sit down with a local lender, open a checking and savings account if necessary, and see what loan products they can offer.

Being in debt on an income producing, appreciating asset is far different than being in debt on credit cards and car loans.