hi,i planning to go to trustee sales auction and bid on second loan and if i win, then go to the bank and negotiate first loan with them.second loan is 145kfirst loan is 500000kopening for the second loan 5000khouse hard value 700000kwhat do you think?

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All deposits and 1st month's payments must be paid in cash, cashiers check, money order, or hold until personal check clears before giving out keys.File small claims, win the case, they probably will not show.

I heard that "subject to" financing is the way to go if you don't have a very deep pocket; how should one go about it and create a win-win situation for both you and the seller?

Usually, the truly hardest part is DECIDING you want to do it and COMMITTING yourself to winning.

I also send them a postcard asking them to go to my web site and sign up for my wholesale buyers list.These are real players who are buying today.

Is there any biggerpocket players in here who could advise and coach me along through finding sellers,buyers and how to transact the deal on both ends.

@Luis Rivera Since every situation is so different, I feel that as a bottom line, you should negotiate terms that are a win for you, and a win for the seller.

I think someone experienced who doesn't want to mess around with bids can make it a win-win.  

Win-Win for you, the other agents, the broker, and the seller.Now if you want to play games like a lot of wholesalers who don't have money to close, then your broker may not want to sponsor you if you are going to contract on deals and not perform if you can flip the contract to someone that does.