For some reason this home wasn't selling & we were assuming light pollution from a near by college could be why.

Currently I am a senior in college on track to graduate with my Bachelor's degree in Management and Administration; however, I have two years of eligibility to play golf and get any kind of graduate school paid for completely.

I am 3 years out of college and I have been saving up money to buy a house.

My 2022 goal is to purchase my first single family unit back in the US to start putting money away for my son's (due in March) college education.

You can check with your municipality, but I think you'll probably need to file this with them to get the permits anyway. 

If you have a permit even and/or a engineering report, even better. 

There are only so many builders and it takes time to build, get plans through permitting, etc. 

From the loan servicing guide:Notes: For all such transfers affecting mortgage loans purchased or securitized by Fannie Mae on or after June 1, 2016, the transferee is not required to occupy the property.a limited liability company (LLC), provided thatthe mortgage loan was purchased or securitized by Fannie Mae on or after June 1, 2016, and the LLC is controlled by the original borrower or the original borrower owns a majority interest in the LLC, and if the transfer results in a permitted change of occupancy type to an investment property, such change does not violate the security instrument (for example, the 12 month occupancy requirement for a principal residence).The servicer must notify the borrower that a property transferred to an LLC must be transferred back to a natural person prior to any subsequent refinance application in order to meet Fannie Mae’s Selling Guide underwriting requirements.https://servicing-guide.fannie...

The lot is valued anywhere from 75k-200k, and has no septic permit, water well or tree clearing.

I currently own 2 rental units (Each are 2/1) in a college town.