No one likes low ceilings.

This first year of research I’ll be working on my personal finances and credit score to be ready to purchase something after that portion or preparation.Ryan 

I have to look off-market because inventory is extremely low here.

Quote from @Chris Seveney: @Jonathan B.Advise her to file bankruptcyThe arrears will be rolled into bk and paid back over 60 months Wouldn't that be devastating to her credit?

You dont LOL, the N east is crazy high with very low returns and terrible to landlords.

HML lenders there are clamoring to lend money at low rates because they view that market as really hot and if the rehabber can't sell it or make mistakes they still get their money back in a rising market and limited inventory.How a lender views the asset would also depend on the price range.

I'm actually shocked how low life this company is to imply that you needed them to invest in a self directed fund. 

With a low down payment and being put on a 15 year mortgage, this property has great equity that we leveraged with a equity line.

Due to low rents and high sales prices, 2-3-4 plex normally doesn't work great for house hack around DFW. 

Run a credit/screening report on yourself.