Multi-family homes provide more cash flow, risk reduction, and economies of scale, but they need more capital and may have higher turnover.

I'm just providing an answer to a question.

So rather than selling $10-15k of  investments, couldn’t I get a short term loan to use to pay bank back?

I live in California.The loan is to be in my name (credit is better).

I thank you for any advice and help provided. 

The quote looks okay, but you just need to make sure that the building coverage amount is at least 20% of the loan amount.

I strongly advise consulting with a financial advisor or real estate professional who can provide personalized advice based on a comprehensive review of your situation.

I have my primary residence single family home paid off in full Zestimate ~$500K, and no other outstanding loans for cars, schools, credit cards, and in good financial position with 2 years of reserves for expenses, etc.

I'll make a long story as short as possible:> House built in 2008, first owners used husbands VA loan to secure (220k loan), stopped paying HOA and bank shortly thereafter (current payoff 500k+). 

I can tell you almost no buyer wants to assume a solar panel loan.