Some who have 10 mortgages already seek out private or hard money lending because the conventional banks will lend up to 10 (Fannie / Freddie).Recently I learned myself about the conventional loans and maximums as I already have 2 Fannie mortgages and am looking to buy another 2 other properties in the next two years.

Enforcing it with this particular institution from other lessors has often not happened. 

It would also amend the Truth in Lending Act with respect to minimum standards for residential mortgage loans, to prohibit, in determining whether a residential mortgage loan is a qualified mortgage, from applying to loans originated by such a person certain guidelines and regulations relating to ratios of total monthly debt to monthly income.

Talk to the commercial lending department.  

You'd do better to get involved with a community bank interested in aggressive real estate lending.

Do you have investors and partners who are lending you money on a short term or long term basis?

Who is your primary tenant population: students, workers at a local institution or factory, retail workers, working poor, etc.?  

Need attorney specialized on SEC rules applied to real estate private lending and  commercial broker mortgage. 

Keep in mind that many banks generally don't lend on flips anyway. 

Which banks are lending on distressed properties?