Especially in Partnership land - the complexities of amending a partnership return are not cheap, and if you have 20 partners that now need to all amend their returns to get their 100% bonus depreciation later, that is a lot of compliance fees just for not wanting to extend.If you just file as is with the 80% rules, you can always amend later if/when it gets bumped to 100%, so that isn't a significant problem, just an extra step.What I would not recommend doing is filing as 80%, and then not bothering to fix it if it goes to 100%. 

I agree with @Jay Hurst I suggest considering separate loans if the loan amount meets the minimum requirement, as bundling may not offer pricing or fee advantages.

Or is there a payment processing service I can hire to make these transactions at a reasonable fee?

I’d be more concerned about the fee and the board than the $130K.

I collect the fee, deposit, and have them sign an agreement digitally, which also requires upload of DL. 

So, even though we got all the owners to sign our contract, they weren't happy with our fees any many terminated.2) Understand that the PMC contracts are hard to enforce if an owner wants to terminate you.

I believe in MN managing for other for a fee requires a license.

This sale price reflects the property's enhanced value due to the thoughtful and well-executed improvements.Profit Calculation:Sale Price: $205,000Less Purchase Price: $70,000Less Renovation Costs: $38,000Less Holding Costs: $5,000Total Profit: $92,000 (before any additional transaction fees or taxes)This project underscores the effectiveness of strategic property selection, focused renovations, and market positioning.

It may sound nice to pay a 6% management fee but the extra fees can add up to be more than the other company that charges 10% with no additional fees.

It's not uncommon for sellers to stick to their original asking price, especially if they see the value in a straightforward and faster sale process without the additional fees that come with broker involvement.