There is now I believe a seven year contemplation rule (up from 2 years) for any transfer in contemplation of death or incapacitation.

(I guess I could've just enumerated them individually- but I've got the death flu so forgive me).  1) Hard to find people who will lend on properties past the 10- and i didn't want to "waste" the others on such small purchases.  2) Most placed that I found would lend on them for investors had awful terms.  3) WA lenders mostly won't lend in TN and TN lenders don't want to lend to out of market investors.  

I am excited but scared to death now.

Coroner tape I would suspect a untimely death in the home that needed investigation but a call to them seems to be in order. 

Either they are about to lose the house to foreclosure, going through a divorce, a death or the place needs too much work to list at retail.  

I currently work a night shift job that I'm trying to get out of...it takes a toll on your body and relationships! 

I’ve also been looking at Lampasas because it seems like 183 toll rd is stretching that way.

Conservative lenders, conservative originators.Being under English Law or Napoleonic Law has no bearing on mortgage interests or on marital title interests until death of a spouse, you still hold joint interests.

I call them the “4 d’s.”1) Death- the big D!!

Assuming the house is paid off and they don't need the money badly, why not a typical seller-finance deal with a small down payment and a balloon payment down the road past their expected death so you can refi and cash out to their heirs?