After about 6 to 9 months it will go for auction and if no one bids which is unlikely if there is equity, you get the house.So it's a process that doesn't guarantee you get the title. 

the Note spells out the terms.. deed of trust recorded secures your interest.if you need a personal guarantee  from borrower thats done in a separate document.. you can ask to review a sample note and trust deed and P G  .. other than that there is just borrower info.. credit score net worth that type of thing.. you may also want to background your borrower make sure they are good citizensOH also you want to see title report if its a fresh funding.. or a copy of the title insurance if you buying existing and make sure the insurance is still in effect for any assignee  as you would be buying the loan via an assignment

This guy is trying to scam you guaranteed.

I would consider hard money lending, but I need to be 100% sure that my money is guaranteed, and I'm not sure how the taxes, being that that would be considered active income, would be affected.Thanks in advance for all your responses and help.

Nothing is guaranteed, but there are precautions we can take.I can share his blog post on this if you send me a message.

.)- Property is sold "AS IS" with no guarantee of repairs- Escrow to be with **** Escrow – - Title to be *****- Buyer to remove all inspection contingencies within 10 days of acceptance- Buyer must cross qualify with certain person at certain mortgage company within 3 days.

Even an inspection does not guarantee you that the property is "free of issues".

In order for this to not be a loss, you are depending on future events you have no control over.You can't count on the $2400 in rent from the unit you will be living in since you're not getting it now, and you can't guarantee when and even if you will ever move out.That means you will be losing almost $19k/year while you're living in the house (how long? 

If a bank loans you more than their guidelines say, they can't get a guarantee from the government and they can't sell it on the secondary market later.

I view it a bit like the people who work hard their whole lives in a job so they can retire well, without any guarantee they'll be able to actually enjoy that retirement.