This couple’s situation is, wife does not work, and the husband does.

I seriously believe there are some other underlying issues with this couple.

Hi BP'rs,I'm a bit behind on my podcast listening pace (but I'll catch up).I recently listened to couple of older podcasts where Brandon Turner had mentioned that there is a lead generation system in Beta stage for pro members.Is this correct ?

That coupled with efforts to revitalize the city make me optimistic that while the city isn't growing [yet], it probably won't be shrinking anytime soon either. 

You'll learn the same stuff, if not more, applying that money to a down payment on a property, and then you'll still have the property at the end, with the mentor program you'd have nothing.Anyway, I can recommend a couple of real estate specializing attorneys in Rhode Island I have used for multiple transactions, and will PM you their names/info.

I'm  already working on a couple of these strategies but you helped me so much in just the way I was thinking about it. 

The lenders will normally not verify the funds until a couple days before the mortgage commitment. 

@Sam LLoyd the loans I qualified for online with my credit score were around 4.5% some around 5% a couple around 4.3%.

I much rather struggle and not pay a couple bills vs. loosing our home.Driving Lyft every minute I can. 

A couple of "simple" ways to help mitigate this problem is to make sure that you 1) find and buy a deal well below actual market value and 2) have ample cash reserves.