You don't get the keys perse, but will get a deed or certificate of title into your name. 

I don't know how much, or how fast, the bond buying program will be tapered, or when.

Talk to a broker about this since some loan programs require you to have landlord-ing experience of 2 yrs.

I will ask the seller for the zoning certificate before moving further. 

We lend at 80% LTV and have other programs specifically for BRRRR.

A good lender should be able to tell you what to expect for an FHA loan and its requirements.One tip I have is to go to local credit unions or local small banks in your area and ask if they have any special low down payment programs for first time homeowners.

I have heard of programs where you don't have to pay MI but the high interest payment doesn't make it worth it.  

Though I have seen times where that not the case.Both FHA and Conforming have loan programs that can also lend you the money  for repairs.

FHA has first-time buyer programs set up for people just like you that require pretty minimal down payments. 

The program now has way to may flaws and is charging me 90 a month plus 58c a card.