I haven't forced them to use Cozy but provided them the option with the benefits of:-accepts split payments for easy in budgeting-builds credit for future car or home purchases-no driving to the post office or paying for stamps-electronic receipts-can setup Auto transfer so you don't need to worry about it-no fee-accepts credit card payments for challenging times (like now)

Additionally you should budget for Property Management.

Continue to proceed with getting the flip completed as smoothly and on budget as you can.

This first turn is simply the "getting it up to speed", and it sort of sounds like you budgeted for the unit rehab anyways. 

Which still leaves enough in reserves for a contingency budget. 2-3 months later, sell it and do it again or wait for the seasoning period, refi and do it again. 

And you, as a group have the audacity to try and pass the buck along to another group of hard working Americans, the nurses, truck drivers, the sanitation workers, who are doing all they can during this time of crisis to keep this great nation afloat.

That way PMI automatically drops off once you hit 78-80% LTV.I have a larger budget for initial repairs.

I'm a Referral Agent with Coldwell Banker's National Real Estate Referral Group and I interview my prospects to better understand their objectives, their budget, their geographic and other preferences, as well as their overall perspective.   

As state lawmakers tackle the budget this week, Gianaris said he will push for his bill to be approved, but stressed the quickest response would be for Cuomo to issue an executive order.

Difference is the return amount is way different... 10% of $30K = $3K 10% of $200K = $20K You also have to look at your budget before making any decision...