Trusted advisors would never make that claim.  

I am currently pre-approved for 300k with the VA loan, willing to put a down payment if i see a deal a bit overbudget.

I would like to credit back a portion of my buyer's down payment on a house, say a few days after closing.

I would recommend going to local meetups and talking to other Investors about how they trust to do the work.

The Down Payment can be higher, but the DSCR program can go up to 80% sometimes 85% depending on several factors like; Property Type, Location, Credit, Cash Flow, and Lender. 

Considering this was during a strong market I would be very reluctant to trust it to make any investment decision. 

Divide that $8,000 by the 12 months of the loan, and your minimum monthly interest payment would be $666.66 per month.  

Does this add a layer of trust or complexity for you?

@Tracy ScottLike @Wale Lawal alluded to ... the cost to buy a house-hacking property here in Colorado (or anywhere) are really no different than the costs of buying any property, regardless of your use.Upfront-- You've got down payment and closing costs (1-3% of loan amount). -- Inspection (maybe $500) and appraisal ($500-$1,000 depending on market) -- Any furnishings, if you plan to furnish it.

Now my monthly payment is around $2150 and the house is rented for $2500 to another investor who is renting it by the bedroom.