I have a well paying job working on the road sometimes 45 days straight 7 days a week with no idea of if or when I will be going home. it's been very time demanding to the extreme of barely being able to listen to podcasts, read, or even research and analyze possible leads.

6% is extremely high.

The current owner is US Bank Trust in Oklahoma.

Yeah if it's a timing issue then Private Money can be tricky because it takes time to build that relationship and trust.

It was a lot of work but it forced me to learn the city extremely well.

But that means that the buyer pool for properties up to $2.5m is quite large, and extremely competitive. 

Also when you say you negotiated for all 3 of us to take over the mortgage that worries me because the "thing" taking over the mortgage should be a trust, LLC, etc. and never ever an individual person.

From the extremely limited knowledge you have provided I’m not sure what value you are providing here.Typically the next step is going to be form some sort of entity to split the ownership

Don't trust what they give you.You can even ask to see Schedule E, not that they will comply. 

Please Break down in simple steps and how does the seller trust you enough to sign a contract?