Balancing family life with your career as an outpatient internal medicine physician is no small feat, especially in the Bay Area's challenging market.

I know there are some good deals on these lists as many of them have no mortgages.

The National Retail Federation (NRF) reports declines of 6.5% in back-to-school spending and 7.9% for back-to-college, with shoppers focusing on frugal choices amid rising inflation concerns and an upcoming presidential election.During the pandemic, families spent more on school supplies and remote learning gear, but priorities have shifted to travel, dining, and entertainment.

Yes, you will have to supply your accountant with some documents- closing statement, rehab receipts etc.

No offense.

According to this NYT article "It can cost as much as $10.5 million for a title-contending starting offense and defense in the new Power Four conferences."

@Ian Stedmanthere is basically no cash flow right now on residential. 

Depending on loan size and what the DSCR ratio is, I have a lender that would be 6.88 to 6.99% with no points with a 680+ credit score and 20% down. 

You will most likely pay more than market rate so take that into account.You will then have to get it all furnished which can cost a pretty penny.

To remove hvac from crawlspace and put in attic it may cost me around 15k.