Thankfully the bank agreed within a few days.I realized that I was $4,000 short to close, and took a hardship loan from my retirement account for that amount.Despite all of these surprises.

We just realized that we need to do our part and minimize exposure.   

I don't think people realize how much "data" is marketed around. 

I am very worried about the knob and tube, didn't realize how big of an issue it was until I did some reading.

All I've done thus far is talk, Joe put money and a contract in your hand.Should I be mad at myself and realize I was wrong, too slow, should have made a move, put money down, a legal contract down, something, anything besides just words?

If you realized that you do not know your market well enough or not experience enough, paying that listing agent's fee may make you more $$, than selling by FSBO. 

This is the "when".Put it all together, leave all emotion at the door (of the house in the next micro-market), realize that the "Assets" are not the properties. 

When she hung up, said "sorry, didn't realize he's your CPA, I'll talk to him".

@Will Pritchett I had been just looking specifically on the NE side so I will broaden my search on my next property to include the entire North side :)I realize south side might get might closer to the 1% rule and very well could appreciate as well as the north side, its just I personally buy in areas/houses that I would want to live in.

We will form an LlC but realize we will still need to personally guarantee the loan.