We own our home with a pretty low rate from 2020 and also put around $800/month towards my mom's apartment rent. 

Price - $299,000Preferred Lender rate - 4.75% on a 10/6 armRent per unit - $2,000 +/-3bed | 2bath 1,500 sq feetFinancials - 25% down, 4.75% rate, monthly cash flow roughly $200Builder warranty included.

On top of that, you'll incur legal fees and costs to prosecute the case to get a judgment.

I have come across multiple properties - typically houses that require rehab - where the seller is not the owner of the property but what I believe to be a wholesaler or investor who has been assigned the rights of the property to sell to an end buyer (me) for a (substantial) fee.

However, with our current low interest rate and rental rates for our neighborhood we could also cash flow appropriately $1000 per month, keep it and allow for further appreciation over the next three years until we would need to sell to capture section 121 tax exclusion.

The best rate I could get now for an investment home is 8%. 

BLOC FL, CO, OH, UT, IDLafayette Ambassador BankMerchants Bank MN See Pavel UshakovMid-Hudson Valley FCUMountain America CU Utah, ID, MT, NV, AZ, NM. 85% LTV, promo rate of 1.99%.

Airdna shows the avg. daily rate around $400, which sounds really good to me and occupancy at 56%.

They are running a business and need to figure out their rates on their own. 

You can deduct the vacancy and any lease termination fees you have built into the agreement.