Not everyone is in a position (economic, Marital, or otherwise) that allows them to execute a full-fledged "traditional" investment strategy. 

Unless their income or equity have increased substantially, borrowers currently holding this type of loan will have a hard time qualifying for more traditional refinance mortgages for similar amounts.

As discussed on many previous podcasts, posts most recently in the latest podcast and as general conversation, the discussion of private financing vs traditional financing.I have spend the better part of this year, thus far, speaking to lenders, daily, on the phone via email, smoke signal; basically, whatever means I could get, in a vigorous attempt to obtain financing.If it isn't one thing its another with these guys.

We maybe don't have as many of the traditional duplexes as some other metro areas do though.  

I'm proud to offer lending to self employed investors who need non traditional funding for their business and investment opportunities. 

And how these dispensaries are functioning without traditional banking?  

I am learning how to develop a different branch within my company to help people lease their properties, and help people buy and sell their homes the traditional way.

Since losing my Corporate job though I've run into a brick wall with traditional lenders in trying to grow my portfolio because I no longer have a regular stream of income.

At age 30, he left his company for a new job and rolled over his 401k into a traditional IRA that also earned 6% per year.  

The downside is they need 4 weeks to close like a traditional bank so the seller needs a flexible closing date.